Finding Affordable Housing Loans If you're struggling to make ends meet but still want to own a home, you may have to go about finding an affordable house loan. A loan should be no more than 30 percent of your monthly income. However, if you have other debts, you should also keep your housing expenses lower than your total debt. This will help you qualify for a loan even if your income is low. Below...
Searching For HUD Loans If you're considering buying a home, you've probably wondered how to search for HUD loans. If you're unsure about the process, here are some tips to help you get started. A HUD home is a government-owned property, so you don't have to worry about the cost of repairs and upkeep. These loans can also help you pay for your down payment. The government can help you with your closing...
Down Payment Assistance There are many ways to find down payment assistance. Some programs are completely free, others require that you meet the income and residency requirements. And while the most popular options are granted, there are a few exceptions. Some programs require that you complete an educational workshop or take a course before being approved. Some of the down payment assistance programs...
Finding and Buy a Home How to find and buy a home can be daunting, but it is actually easier than you might think. There are a few easy steps that will help you get started in the process. First, contact a real estate agent and tell him what your criteria is. They will then set up an automatic screening of the MLS to email you daily a digest of homes that match your requirements. This way, you can...